How can I take control of my financial life after my divorce?

As published by Morgan Stanley – Read entire article (PDF). Divorce is seldom easy for anyone involved. Still, there are steps you can take now that may make the process less stressful and help simplify your life when the divorce is finalized. The more you know about the divorce process and your legal and financial options, the better equipped you will be to pursue your goals and protect your best interests. The information included here can help you start to think through key issues. Remember, though, that a competent attorney is essential, and a knowledgeable Financial Advisor can help you deal with the intricacies of planning, both for short term realities and long term possibilities. Q: What should I focus on first? A: Throughout the divorce process, it is critical to focus on your specific objectives and preferred outcomes. For example, try to keep clear answers to these questions in
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Massachusetts Child Support Guidelines – Effective August 1, 2013

Massachusetts has revised the Child Support Guidelines with the new guidelines taking effect on August 1, 2013. The guidelines adjust the formula for child support and provides judges a little more use of their discretion in determining the total amount of income from both parties. Read the new Massachusetts Child Support Guidelines.
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How do I initiate a divorce?

Additional Info: I am married and want a divorce from a alcoholic. He doesn’t want to leave. Is there anything I can do to make him leave legally? You can initiate an action in the Superior Court and in that action ask for your husband to vacate the marital home. If you feel that your safety, or that of your children, is at issue, you can apply for a restraining order through the Superior Court or county courthouse. Good luck.
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Is his debt my debt when we divorce?

Additional Information: If I get divorced, will I still have to pay for his debt? Even though it was all his debt? Will I be able to keep the house?  Married 8 years, no children, he worked off and on and has debt in many credit cards. I transferred balance from 3 of his credit cards to my credit card for a lower interest rate. He told me he was going to pay them but he hasn’t. We have a condo in Ashland. I put $15,000 cash down, his contribution was on credit, now he says that his debt is my debt too because we are married. I feel like I’m drowning and don’t know what to do. Help!! ATTORNEY ANSWER: There is always an understanding that marital assets and debt are joint, if you can prove to the court that it was his and that your down payment was
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Want to get divorced but my husband will not sign the papers.

Additional Information: I am filing for divorce from my husband. How long will it take to get the divorce if he is refusing to sign the papers? My husband left me December 2011. We have no assets together, we rent a house in Framingham. We’ve been married for 19 years with two children ages 17 and 15. ATTORNEY ANSWER: I am sorry that you are going through this, the fact that he is refusing to cooperate will slow down the process, but he cannot permanently stop it. The more you can get him to cooperate the faster it will be. You will be helped by retaining a local attorney. That is one way of streamlining and helping you through the process as fast as possible. Take care and I hope that things work out.
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How do I go about getting my ex-husband off the deed to the house?

Additional Information: In the divorce agreement, he gave me our house in Dover, in return I didn’t touch his pension now I’m trying to get a home equity loan cannot do it while his name is on the deed so am trying to find out how to get his name off the deed. ATTORNEY ANSWER: This process is very common and it is very simple, he needs to sign a quitclaim deed which is a copy of your old deed which states he is giving you the property and taking his name off of it. Most of the time it is part of the divorce process and we do it for our clients all the time. If he continues to refuse, then you may be able to file a contempt of court action against him forcing him to sign and then request the legal fees for prosecuting the contempt. Take
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When Can I Get Remarried?

Fortunately, most states do not currently  require a person or persons to have a  “remarriage” waiting period after a divorce, but some states will allow a judge to create one in certain cases. Should you remarry during this time period, then the new marriage would generally be considered voidable, meaning that either party to the new marriage could ask to have said marriage declared invalid. Some states may require remarriage waiting periods during which both parties may appeal the divorce decree.
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I am a single mom and would like to move to Boston.

Additional Information: I would like to move to Boston where my new husband will be. I have a 1 and a half year old whose father rarely sees her and there is no child support order. I told him I wouldn’t take him for support because he is already paying $1000 month for another child. (He and I were never married.) What do I need to do as far as custody rights so that we can move to Boston? ATTORNEY ANSWER: I am sorry that you are going through this and I hope that your new relationship works out. Right now since there is no child support or paternity issue and you are not in court, there is nothing legally stopping you from moving. If however, there was a court action started by him or by you prior to your move and prior to you establishing jurisdiction in Massachusetts then
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Who Is Affected by Paternity Fraud?

Some resources on paternity fraud go so far as to label it a type of domestic violence against men and children. Defrauded Man: The man indicated as the father, who has no actual biological ties to the child in question, can be financially and emotionally burdened by paternity fraud. If he’s ordered to pay child support, his financial means may be greatly diminished. The Child/Children: Effects of paternity fraud go beyond the potential emotional trauma of having the children’s identities shaken by learning that “father” isn’t actually related to them. Child victims of paternity fraud also face health risks from not knowing the medical history of biological fathers and risk factors. The Real Father: When a false father is identified, the biological father is denied a relationship with his child or children. The Defrauded Man’s Family: “False fathers” often pay child support, taking away that support from their true families.
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How Long Before You Can File for Divorce?

Some states have divorce waiting periods when filing for divorce to make sure that couples are absolutely certain about ending their marriages. Divorce waiting periods vary from state to state, ranging from a month to six months to even a year or more, if certain divorce issues haven’t been resolved. In the past, states have considered extending divorce waiting periods, especially for couples with children. Such divorce legislation has been based on observations that shorter divorce waiting periods lead to higher divorce rates.
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